Use DCOM-issued cards at any Lawson, Yucho & Seven Bank ATMs. You can also use your smartphones to deposit via QR Code authentication at Seven Bank ATMs.
The DCOM Deposit Card features automatic deposit processing 24/7. And with the DCOM Remittance Card, you can automatically send money to the pre-registered receiver!
- 03-6661-2477
cs@sendmoney.co.jp
- Monday to Sunday: 10:00 to 22:00
Last updated:
📢 Latest Announcements from DCOM
| 14-07-2026 09:50 |
DCOM Money Express Launches Real-Time Direct Debit Service with MUFG Bank
With the launch of this new service, customers sending money through DCOM can make real-time fund transfers between their MUFG Bank accounts and DCOM when making remittances overseas.
DCOM Money Express Launches Real-Time Direct Debit Service with MUFG Bank Marks Its Third Bank Account Integration, Following Japan Post Bank and Sumitomo Mitsui Banking Corporation  D. COMMUNICATIONS, INC. (Head Office: Sakai City, Fukui Prefecture; President and CEO: Takahiro Deguchi; hereinafter "DCOM") today announced that it has introduced the Real-Time Bank Account Debit Service provided by MUFG Bank, Ltd. (Head Office: Chiyoda-ku, Tokyo; President and CEO: Masakazu Osawa; hereinafter "MUFG Bank") for its international remittance service, DCOM. With the launch of this new service, customers sending money through DCOM can make real-time fund transfers between their MUFG Bank accounts and DCOM when making remittances overseas. With the introduction of this service, customers can simply register their MUFG Bank account in the DCOM app to seamlessly complete the entire overseas remittance process using only their smartphone. Without visiting a bank branch or ATM, customers can instantly add funds to their DCOM account, initiate and complete international money transfers, and withdraw any remaining app balance directly to their registered bank account. By taking advantage of MUFG Bank's Real-Time Bank Account Debit Service, the new service enables real-time fund transfers, enhancing customer convenience and streamlining the remittance process. As a result, customers no longer need to pre-fund their accounts or make bank transfers via ATMs before sending money, allowing them to complete international remittances more quickly and efficiently. In addition, any remaining balance in the app after an international remittance can be transferred back to the customer's MUFG Bank account. By enabling customers to complete the entire process from funding their account and sending money overseas to withdrawing any remaining balance within the app, the service offers greater convenience in managing remittance funds and provides increased flexibility in the use of those funds. DCOM has been providing international remittance services to destinations across Asia, including Vietnam, Indonesia, and the Philippines, and has served a growing number of customers over the years. In May 2026, the company launched its bank account debit service with Japan Post Bank, followed by Sumitomo Mitsui Banking Corporation (SMBC) on June 8th of the same year. With the addition of MUFG Bank, DCOM has further expanded its bank account integration network, enabling more customers to send money overseas directly from their bank accounts. DCOM will continue to expand its partnerships with financial institutions and remains committed to providing customers with increasingly convenient, secure, and user-friendly international remittance services. ※For more information on MUFG UFJ Bank’s services, please visit: https://www.bk.mufg.jp/tsukau/tetsuduki/koukyo/furikae/index.html ＜D. COMMUNICATIONS, INC. Company Profile＞ Corporate Name: 株式会社ディコミュニケーションズ（DCOM Money Express） ＜MUFG Bank, Ltd. Company Profile＞ Corporate Name: 株式会社三菱UFJ銀行 Official Website: https://www.bk.mufg.jp/ Note: This document is a translation of the original Japanese text. In the event of any discrepancy or inconsistency between this translation and the original Japanese version, the Japanese version shall prevail. |
| 08-07-2026 12:22 |
DCOM Money Express Launches Bank Direct Service with SMBC
Customers can now link their Sumitomo Mitsui Banking Corporation (SMBC) account to DCOM Money Express for real-time deposits and seamless international money transfers directly from the app.
DCOM Money Express, an overseas remittance company, now enables direct debit from Sumitomo Mitsui Banking Corporation’s (SMBC’s) account.
D. Communications, Inc. (Head Office: Sakai City, Fukui Prefecture; Representative Director: Takahiro Deguchi; hereinafter “DCOM” ) launched a new service on July 8, 2026, within its international remittance service by introducing Sumitomo Mitsui Banking Corporation’s (Headquarters: Chiyoda-ku, Tokyo; President and CEO: Akihiro Fukutome; hereinafter “SMBC”) “Super Direct Debit Service,” which enables real-time funding between customers’ SMBC accounts and DCOM when they initiate remittances through DCOM. With this service, customers can simply register their Sumitomo Mitsui Banking Corporation’s (SMBC’s) account in the DCOM App and, without visiting a bank branch or ATM, they can seamlessly complete the overseas remittance process from depositing funds to making international transfers. Moreover, with SMBC's service “Super Account Debit Service”, this enables real-time fund transfers, improving customer convenience while simplifying the remittance process. With this, customers no longer need to make advance deposits or visit an ATM to complete a bank transfer before sending money, allowing them to use a faster international remittance service. DCOM has been providing international remittance services to countries across Asia, including Vietnam, Indonesia, and the Philippines. This collaboration with Sumitomo Mitsui Banking Corporation marks the second real-time direct debit service available through DCOM Money Express, following the launch of the two-way real-time transfer service with Japan Post Bank on June 22, 2026. This gives more customers a convenient and efficient way to make international money transfers directly from their bank accounts.
※For details on SMBC’s Super Direct Debit Service, please refer here: https://www.smbc.co.jp/kojin/furikomi/koufuri/ Company Name: D. Communications, Inc. (DCOM Money Express) Registered Address: 6-5-5 Mikunichō Mikuni-Higashi, Sakai City, Fukui Prefecture Established: March 2011 Representative: President Takahiro Deguchi Head of Operations: Director Hoang Quang Thai Business Description: Funds Transfer Service Business License Number: Funds Transfer Service Provider, Hokuriku Finance Bureau Director No. 00001 Website: https://sendmoney.co.jp/jp Company Name: Sumitomo Mitsui Banking Corporation Registered Address: 1-1-2 Marunouchi, Chiyoda Ward, Tokyo, Japan Established: April 1, 2001 Representative: President and CEO Akihiro Fukutome Business Description: Banking Services HP: https://sendmoney.co.jp/jp Note: This document is a translation of the original Japanese version. In the event of any discrepancy or inconsistency between the information above and the original Japanese version, the Japanese version shall prevail. For the Japanese version, please go to this page: https://sendmoney.co.jp/jp/news |
| 22-06-2026 10:10 |
DCOM Money Express, an overseas remittance service company, now supports Japan Post Bank’s (Yucho’s) two-way instant fund transfer service.
The first overseas remittance app in Japan operated by a funds transfer service provider to enable seamless account top-ups
DCOM Money Express, an overseas remittance service company, now supports Japan Post Bank’s (Yucho’s) two-way instant fund transfer service. The first overseas remittance app in Japan operated by a funds transfer service provider to enable seamless account top-ups D. Communications, Inc. (Head Office: Sakai City, Fukui Prefecture; Representative Director: Takahiro Deguchi; hereinafter “DCOM” ) announced today that it has introduced Japan Post Bank Co., Ltd.’s (hereinafter “Japan Post Bank”) “real-time two-way transfer service,” and will launch a new service that enables the remittance funds to be instantly debited from customers’ Japan Post Bank accounts when they request a transfer through DCOM. Through this service, once you register your personal Japan Post Bank (Yucho Bank) account in DCOM’s smartphone app “DCOM Money Express”, you will be able to complete the entire process—from depositing funds for remittance, to submitting and processing an overseas money transfer anytime, without having to visit an ATM. Furthermore, this is the first time in Japan that Japan Post Bank has introduced a two-way immediate transfer service in overseas remittance services provided by fund transfer companies. DCOM has been providing secure and reliable international remittance services, mainly in Vietnam, Indonesia, the Philippines and other Asian countries. Through this collaboration, DCOM aims to deliver a more convenient financial infrastructure to Japan Post Bank account holders nationwide for a seamless, hassle-free remittance experience. ※Based on DCOM's research as of March 2026. ※For details on Japan Post Bank’s real-time two-way transfer service, please refer to the following page: https://www.jp-bank.japanpost.jp/kojin/sokin/sokujifurikae/kj_sk_sj_index.html <D. Communications Company Overview> Company Name: D. Communications, Inc. (DCOM Money Express) Registered Address: 6-5-5 Mikunichō Mikuni-Higashi, Sakai City, Fukui Prefecture Established: March 2011 Representative: President Takahiro Deguchi Head of Operations: Director Hoang Quang Thai Business Description: Funds Transfer Service Business License Number: Funds Transfer Service Provider, Hokuriku Finance Bureau Director No. 00001 Website: https://sendmoney.co.jp/jp NOTE: This document is a translation from the original Japanese version. In the event of any discrepancy or inconsistency between this translation and the Japanese version, the Japanese version shall take precedence. |
Service Features That Make Us The Best in Japan 🏆
Deposit anytime, anywhere—quick, easy, and reliable!
Receive money instantly with our DCOM card!
Through DCOM, your loved ones will receive the money immediately into their account.
Our services are designed for maximum convenience and can be accessed 24/7 using your DCOM Cards and the DCOM Mobile App regardless of weekends or holidays!
Our services are designed for maximum convenience and can be accessed 24/7 using your DCOM Cards and the DCOM Mobile App regardless of weekends or holidays!
Instant Cash Pickup!
Within minutes after your transaction has been processed, your money is ready for pick-up!
Simply ask your receiver to present their valid ID and the Reference Number at any partnering pick-up location to instantly receive your remittance!
Simply ask your receiver to present their valid ID and the Reference Number at any partnering pick-up location to instantly receive your remittance!
Boost your savings!
DCOM has the lowest service fees and ATM deposit fees combined with the best exchange rates in Japan, making every penny sent to your loved ones packed with value!
With a single deposit to your account, customers can also send money to multiple receivers anytime.
With a single deposit to your account, customers can also send money to multiple receivers anytime.
Deposit money to your DCOM account anytime, 24/7! After depositing, simply send the funds through the DCOM App.
Enjoy seamless access to your money anytime. Easily deposit or withdraw at Yucho (JP Post Bank), Lawson, and Seven Bank ATMs nationwide—fast, convenient, and always within reach.
Automatically transfer money to receiver pre-registered with DCOM’s Remittance Card—fast, seamless, and hassle-free.
Send funds anytime, 24/7, directly from Yucho (JP Post Bank), Lawson, and Seven Bank ATMs nationwide—no need to contact DCOM!
Reasons to Choose DCOM Money Express
- Quick transfers, money arrives instantly.
- Register and send money online through the DCOM App.
- Lowest service fees and best exchange rates in Japan.
- Download receipts through the app for tax refund purposes.
- Customer Service Free Dial in 5 different languages.
Message from the CEO
Welcome.
Operated since 2011, DCOM is proud to be one of the leading companies providing money transfer services in Japan. I am the CEO of DCOM MONEY EXPRESS since 2011 and also a founder of the company. I had several years of experience of in remittance business in the Philippines National Bank and Bangkok Bank in Tokyo.
My wish at the establishment was to provide a cost-effective and easy-to-use money transfer service to help and support the foreigner's labor community in Japan. And the desire now is to join hands to build a better foreign community, to help poor children having better opportunities and lives. I am very grateful to you for using DCOM's services.
Hoang Quang Thai
