Notice Regarding Transactions Subject to the Foreign Exchange and Foreign Trade Act (FEFTA) and U.S. OFAC Regulations

In order to comply with the economic sanction imposed by Japan, the United States, and other jurisdictions, we conduct screening and verification procedures to determine whether remittance requests submitted by customers fall within the scope of transactions restricted under the Foreign Exchange and Foreign Trade Act of Japan ("FEFTA"), U.S. Office of Foreign Assets Control ("OFAC") regulations, and other applicable sanctions regulations. When requesting a money transfer, please ensure that the transaction does not fall under any of the regulated categories listed below before proceeding.Customers hereby confirm and agree that transactions conducted using our international remittance service do not fall under any of the regulated transactions specified in the FEFTA and OFAC regulations listed below. ■ Major Categories of Restricted Transactions (1) Transactions with parties subject to economic sanctions, such as asset freezing, designated under the FEFTA. 　・Payments to individuals subject to economic sanctions, such as asset freezes, as designated under the FEFTA (e.g., terrorists) 　・Payments to entities effectively controlled by designated individuals from Russia or Belarus—such as those who directly own 50% or more of the shares—and similar entities (2) Transactions Subject to U.S. OFAC Regulations 　As a general rule, OFAC regulations generally apply to transactions involving a U.S. nexus, including but not limited to transactions denominated in U.S. dollars. However, even transactions not denominated in U.S. dollars may be subject to these regulations if they involve U.S. persons, U.S. entities, or U.S. financial institutions (including their overseas branches and subsidiaries). Furthermore, even in the absence of a direct connection, such transactions may be subject to secondary sanctions. 　・Transactions involving specific individuals or entities designated by the U.S. government (such as designated terrorists or persons of concern regarding nuclear nonproliferation) 　・ Transactions involving countries, regions, governments, entities or individuals subject to comprehensive U.S. sanctions programs (such as Iran, Cuba, North Korea, the Crimea, Kherson, and Zaporizhzhia regions of Ukraine, the Donetsk People’s Republic (self-proclaimed), the Luhansk People’s Republic (self-proclaimed), and senior officials of the Venezuelan government) (3) North Korea-related: 　・Payments to individuals, etc., having an address or residence in North Korea 　・Payments related to trade involving North Korea as the country of origin, port of loading, or destination 　・Transactions conducted for the purpose of contributing to activities that may support North Korea's nuclear-related programs, etc. (4) Iran -related: 　・Transactions conducted for the purpose of contributing to Iran's nuclear activities 　・Transactions conducted for the purpose of contributing to activities related to the supply of large-scale conventional weapons and other items to Iran 　・Transactions involving inward direct investment by Iranian entities, such as the transfer of shares in Japanese companies engaged in specific industries related to Iran (5) Russia and Belarus-related: 　・Restrictions on outward direct investment to Russia 　・Restrictions on the provision of certain services to Russia and Belarus, including the provision of specified technologies, trust services, accounting, auditing, and management consulting services 　・Transactions involving the acquisition or transfer of securities issued by the Russian government or other entities, or the issuance or offering of securities by certain Russian banks or other entities 　・Transactions such as loans and debt guarantees related to the purchase and transportation of Russian crude oil and other products that exceed the price cap 　・Import, export, and intermediary trade transactions involving the Donetsk People’s Republic or the Luhansk People’s Republic as the place of origin or destination (6) Restrictions on Outbound Direct Investment in Specific Industries Payments for business activities conducted abroad in the following industries that require prior notification under the Foreign Exchange Act 　・The fishery, the manufacture of leather or leather products, the manufacture of weapons, the manufacture of equipment related to the manufacture of weapons, or the manufacture of narcotics, etc. ■ Our Response in Cases Where a Transaction May Be Subject to Regulation If we determine that a transaction may be subject to sanctions, restrictions or regulatory controls, we may take the following measures. 　・The intermediary bank, receiving bank, or other relevant institutions may conduct their own investigations. 　・If we deem it necessary, we may request further details or documentation. We may also suspend or cancel the transaction. 　・If funds are frozen due to OFAC regulations or similar reasons, we will be unable to return the frozen funds. Customers must apply directly to OFAC or the relevant authority for the release of such frozen funds. *For the latest regulatory information, please check the websites of the Ministry of Finance, the Ministry of Economy, Trade and Industry, the U.S. Department of the Treasury, and other relevant agencies. This translation is provided solely for your reference. If there is any discrepancy between the English translation and the Japanese original, the contents of the Japanese original shall prevail.