DCOM Money Express Launches Real-Time Direct Debit Service with MUFG Bank

Marks Its Third Bank Account Integration, Following Japan Post Bank and Sumitomo Mitsui Banking Corporation 

D. COMMUNICATIONS, INC. (Head Office: Sakai City, Fukui Prefecture; President and CEO: Takahiro Deguchi; hereinafter "DCOM") today announced that it has introduced the Real-Time Bank Account Debit Service provided by MUFG Bank, Ltd. (Head Office: Chiyoda-ku, Tokyo; President and CEO: Masakazu Osawa; hereinafter "MUFG Bank") for its international remittance service, DCOM.

With the launch of this new service, customers sending money through DCOM can make real-time fund transfers between their MUFG Bank accounts and DCOM when making remittances overseas.

With the introduction of this service, customers can simply register their MUFG Bank account in the DCOM app to seamlessly complete the entire overseas remittance process using only their smartphone. Without visiting a bank branch or ATM, customers can instantly add funds to their DCOM account, initiate and complete international money transfers, and withdraw any remaining app balance directly to their registered bank account. 

By taking advantage of MUFG Bank's Real-Time Bank Account Debit Service, the new service enables real-time fund transfers, enhancing customer convenience and streamlining the remittance process. As a result, customers no longer need to pre-fund their accounts or make bank transfers via ATMs before sending money, allowing them to complete international remittances more quickly and efficiently.

In addition, any remaining balance in the app after an international remittance can be transferred back to the customer's MUFG Bank account. By enabling customers to complete the entire process from funding their account and sending money overseas to withdrawing any remaining balance within the app, the service offers greater convenience in managing remittance funds and provides increased flexibility in the use of those funds. 

DCOM has been providing international remittance services to destinations across Asia, including Vietnam, Indonesia, and the Philippines, and has served a growing number of customers over the years. In May 2026, the company launched its bank account debit service with Japan Post Bank, followed by Sumitomo Mitsui Banking Corporation (SMBC) on June 8th of the same year. With the addition of MUFG Bank, DCOM has further expanded its bank account integration network, enabling more customers to send money overseas directly from their bank accounts. 

DCOM will continue to expand its partnerships with financial institutions and remains committed to providing customers with increasingly convenient, secure, and user-friendly international remittance services. 

※For more information on MUFG UFJ Bank’s services, please visit: https://www.bk.mufg.jp/tsukau/tetsuduki/koukyo/furikae/index.html

＜D. COMMUNICATIONS, INC. Company Profile＞

Corporate Name: 株式会社ディコミュニケーションズ（DCOM Money Express）
Address: 6-5-5 Mikunicho Mikunihigashi, Sakai City, Fukui Prefecture, 913-0016, Japan
Founded: March 2011
Representative: President Takahiro Deguchi
Director: Hoang Quang Thai
Line of Business: Funds Transfer Service Provider
Registration Number: Funds Transfer Service Provider License No.00001
Official Website: https://sendmoney.co.jp/jp

＜MUFG Bank, Ltd. Company Profile＞

Corporate Name: 株式会社三菱UFJ銀行
Address: 1-4-5 Marunouchi, Chiyoda-ku, Tokyo, 100-0005, Japan
Founded: August 1919
Representative: President and CEO Masakazu Osawa
Line of Business: Banking

Official Website: https://www.bk.mufg.jp/

Note: This document is a translation of the original Japanese text. In the event of any discrepancy or inconsistency between this translation and the original Japanese version, the Japanese version shall prevail.

DCOM Money Express, an overseas remittance service company, now supports Japan Post Bank’s (Yucho’s) two-way instant fund transfer service.

The first overseas remittance app in Japan operated by a funds transfer service provider to enable seamless account top-ups

D. Communications, Inc. (Head Office: Sakai City, Fukui Prefecture; Representative Director: Takahiro Deguchi; hereinafter “DCOM” ) announced today that it has  introduced Japan Post Bank Co., Ltd.’s (hereinafter “Japan Post Bank”) “real-time two-way transfer service,” and will launch a new service that enables the remittance funds to be instantly debited from customers’ Japan Post Bank accounts when they request a transfer through DCOM. 

Through this service, once you register your personal Japan Post Bank (Yucho Bank) account in DCOM’s smartphone app “DCOM Money Express”, you will be able to complete the entire process—from depositing funds for remittance, to submitting and processing an overseas money transfer anytime, without having to visit an ATM. 

Furthermore, this is the first time in Japan that Japan Post Bank has introduced a two-way immediate transfer service in overseas remittance services provided by fund transfer companies. 

DCOM has been providing secure and reliable international remittance services, mainly in Vietnam, Indonesia, the Philippines and other Asian countries. Through this collaboration, DCOM aims to deliver a more convenient financial infrastructure to Japan Post Bank account holders nationwide for a seamless, hassle-free remittance experience.

※Based on DCOM's research as of March 2026.

※For details on Japan Post Bank’s real-time two-way transfer service, please refer to the following page: https://www.jp-bank.japanpost.jp/kojin/sokin/sokujifurikae/kj_sk_sj_index.html

<D. Communications Company Overview>

Company Name: D. Communications, Inc. (DCOM Money Express)

Registered Address: 6-5-5 Mikunichō Mikuni-Higashi, Sakai City, Fukui Prefecture

Established: March 2011

Representative: President Takahiro Deguchi

Head of Operations: Director Hoang Quang Thai

Business Description: Funds Transfer Service Business

License Number: Funds Transfer Service Provider, Hokuriku Finance Bureau Director No.

00001

Website: https://sendmoney.co.jp/jp 

NOTE:

This document is a translation from the original Japanese version. In the event of any discrepancy or inconsistency between this translation and the Japanese version, the Japanese version shall take precedence.